Welcome
Opportunities
Our Firm
Services
Newsletter
Calendar
Planning Tools
Calculators
Track Refund
Links
Questionnaire
FAQ
Forms You Can Use
Web Login
Contact Us
Smith, Watson & Company, LLP
Established 1973

We provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to a secure future.

Minimum IRA DistributionUse this calculator to determine the amount that the federal government requires you to withdraw annually from your IRA.
Loan Amortization CalculatorUse this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount.
Time To Payoff Credit CardUse this calculator to calculate the monthly payment and length of time it will take to pay off your credit card.
Retirement Income PlannerUse this calculator to evaluate your retirement income plan.
Social Security CalculatorEstimate your Social Security benefits using the Social Security Administration's Quick Calculator.
Flexible Spending Account CalculatorThis calculator shows the effect a Flexible Spending account will have on your net pay.
Ratio CalculatorsUse these calculators to assess your company's liquidity, profitability and efficiency based on your financial statement data.
Paycheck Calculator - SalariedThis calculator computes net or gross pay for a single paycheck and displays the various withholdings.
Paycheck Calculator - HourlyThis calculator computes gross and net pay for an hourly paycheck and displays the various withholdings.